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Watch Out for the Scam Emails - Ask the Geek Ask the Geek

Watch Out for the Scam Emails

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As digital information becomes an increasingly hot commodity among black market operations, email scams are increasing in number and sophistication. Most internet-savvy individuals can spot scams of the Nigerian royal family variety with little trouble. However, scammers that are more adept have moved on to tactics that are less obvious, such as spoofing bank sites or phishing for financial information via official-sounding correspondence. Here are a few tips for avoiding the more elaborate scam emails today.

Your Bank Never Asks for Password or Log In

Some scam emails mimic correspondence from your bank and request that you provide a password or user name in response. Often, these emails reference an issue with your account. The scammer may try to unsettle readers with warnings or information that will cause concern, increasing the likelihood that an account holder will act quickly by sending in the requested information. Once the scammer receives the information, they have access to your bank account.

It is essential to remember that reputable financial institutions do not ask for your password or log in information via email, telephone or letter. In fact, they should never ask for your password, and you should never share that information with anyone.

Keep an Eye on Your Browser Bar

Some scammers send an email asking you to log into your bank account to confirm information. The link they provide is a spoofed site. When you log into it, they are able to gather your username and password in order to access your account. Before logging into any financial site, including PayPal, always check the browser bar to ensure the address looks correct. It is also a good idea to avoid email links in these situations and navigate directly to the site in order to log in.

By spending a few minutes on caution, you can avoid many email scams and save yourself a great deal of time and hassle.

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